If you’re buying a condo, by default, you will also be joining an HOA (Homeowner’s Assn.)…won’t the association have insurance that will cover your belongings?
Archive | Property Insurance
Prevent Theft During Holidays
The holidays are a magical time of year, as everyone thinks of and plans for giving to those they love and those who may be in need. It’s a time of selfless acts, kind thoughts and good feelings, Unfortunately, for some, it’s a time for disappointment and sadness, because there are those, (burglers and theirves), […]
Be Prepared To Evacuate
2020 has been an interesting year…first we’re being told to quarantine in our homes for unknown periods of time and then catastrophic events occur, for some it’s wildfires, hurricanes, volcanoes or floods, and many are being told they need to evacuate. How are your evacuation preparations?
New Year Insurance Resolutions
It’s a New Year, and as is most people’s tradition, it’s time to make New Year’s resolutions…I’d like to suggest a different resolution that many of you haven’t thought about: maybe it’s time to take time to…
Cash Value vs Replacement Cost
When you are getting ready to make a claim on your Homeowner’s policy due to damage or loss or damage of property, will your insurance company reimburse you for actual cash value of the property or will you be reimbursed for the value of replacing your property? Aren’t they the same…
Insure Valuables
If you’re lucky enough to have valuables in your home or apartment, you’re going to want to make sure that in the event of some type of disaster, loss or burglary they are protected by insurance. What is the best way to do that?
Insurance For Home Business
More and more people in today’s business world are taking their businesses home, which save on many expenses and time…but there is one thing that many home-based business owners don’t consider
Emergency Plan
It’s interesting that it often takes a disaster to get us to think about what we need to do to be able to handle an emergency that could occur in our own life. Emergencies are never convenient! They can happen in the middle of the night, when your family is not all together, or any […]
Renters Insurance
If you’re renting a house, apartment or a condo, please don’t incorrectly assume that your landlord will have insurance on the property, therefore your possessions will also be insured. Nothing could be further from the truth.
Home Inventory
Do you remember all the “stuff” you have in your home? Do you have a way to show that “stuff” was really yours and was really in your home? If you were to need to make a Homeowners Insurance Claim because of some type of disaster, an inventory of your “stuff” could come in very […]
