Many homeowners don’t realize that renovations can affect both their Insurance coverage and their insurance rates.
Archive | Homeowners Insurance
Insurance Home Inventory
If a fire, theft, or major storm damaged your home tomorrow, could you list everything you own? Most people can’t. That’s where a home inventory becomes incredibly valuable. A home inventory is a detailed record of your belongings, including descriptions, photos, and estimated values.
First Time Homeowners
Buying your first home, that safe place, is exciting—but it also comes with responsibilities you may not have dealt with before. One of the most important (and often misunderstood) parts of homeownership is home insurance.
Extra Insuranace Coverage
You might assume your homeowners or renters insurance covers everything you own—but when it comes to expensive jewelry, fine art, collectibles, or electronics, that may not be the case…
Homeowners Insurance Storm Season
Storm season can bring anything from heavy rain and strong winds to hail, tornadoes, and flooding. While you can’t control the weather, you can control how well your home is insured…and prepared. Each year, homeowners face thousands of dollars in storm-related damage. They often discover too late that their homeowners’ policies don’t cover everything they […]
Home Insurance Claims
Home insurance is designed to protect you and your home from the unexpected—but what if some of those “unexpected” events could actually be prevented, and claims avoided?
Homeowners Insurance Go Up
Most insurance claims can result in higher premiums. Because all claims are not created equal, these claims rank the highest, with fire and liability at the top of the list…
Condo Insurance
If you’re buying a condo, by default, you will also be joining an HOA (Homeowner’s Assn.)…won’t the association have insurance that will cover your belongings?
Homeowner Insurance Discounts
The Best Ways To Get Homeowner’s Insurance Discounts The ache for home lives in all of us. The safe place where we can go as we are and not be questioned.” – Maya Angelou There’s not a much better feeling than the one you get when you’re enjoying your home, knowing it is fully protected […]
Lower Homeowners Insurance
Are you concerned that your Homeowners’ premiums are too high? Is there anything you can do to lower them?
