When you are getting ready to make a claim on your Homeowner’s policy due to damage or loss or damage of property, will your insurance company reimburse you for actual cash value of the property or will you be reimbursed for the value of replacing your property? Aren’t they the same…
If you’re lucky enough to have valuables in your home or apartment, you’re going to want to make sure that in the event of some type of disaster, loss or burglary they are protected by insurance. What is the best way to do that?
Whether you’re talking about Homeowner’s or Auto Insurance, the concept is the same…So how do you know whether you should choose a high or low deductible?
The holidays are a magical time of year, as everyone thinks of and plans for giving to those they love and those who may be in need. It’s a time of selfless acts, kind thoughts and good feelings, Unfortunately, for some, it’s a time for disappointment and sadness, because there are those, (burglers and theirves), […]
More and more people in today’s business world are taking their businesses home, which save on many expenses and time…but there is one thing that many home-based business owners don’t consider
Like so many disasters in life, people think a home fire will never happen to them, it only happens to someone else, right? So it’s shocking when it does happen to them and they discover that it could have been prevented or they weren’t prepared when it did happen.
It’s interesting that it often takes a disaster to get us to think about what we need to do to be able to handle an emergency that could occur in our own life. Emergencies are never convenient! They can happen in the middle of the night, when your family is not all together, or any […]
If you’re renting a house, apartment or a condo, please don’t incorrectly assume that your landlord will have insurance on the property, therefore your possessions will also be insured. Nothing could be further from the truth.
Do you remember all the “stuff” you have in your home? Do you have a way to show that “stuff” was really yours and was really in your home? If you were to need to make a Homeowners Insurance Claim because of some type of disaster, an inventory of your “stuff” could come in very […]
Most people are not aware that insuring against liability risk is so important. The more you have the more you have to lose! That’s where an Umbrella Insurance policy comes in handy.